Buyer Beware: Insurance Salvage Flood Vehicles

With the recent hurricanes in the southern UnitedSo how can you protect yourself from buying such a
States the number of flood vehicles entering thecar? One of the easiest ways is to obtain a vehicle
market has skyrocketed. Many of these vehicles havehistory report from a firm like CARFAX which tracks
been declared as salvage by insurance companiesflooded vehicles and other types of damage. You can
who have paid off the original owner of the car underalso do some detective work yourself on the vehicle if
a claim. There are steps you can take to protectyou have doubts. Look inside the engine compartment
yourself from buying these salvaged vehicles thatand see if there are any tell-tale water mark signs that
have extensive water damage.might indicate high water levels. Next, check under
Many people may not realize they have bought acarpeting to see if there is mold or any presence of
flooded car until they take it to get insured. They thenwater staining. Finally, inspect the electrical system
find out that their agent can't even issue them anthoroughly. This is where most water problems show
insurance rate quote because of the salvage title onup first as electricity and water are not exactly the
the vehicle. Since used cars are usually sold "as is"best of friends.
there is very little recourse the buyer has at this pointYou can protect yourself from purchasing a flooded
other than to try and get the vehicle road-worthy andvehicle by being a diligent consumer. If you suspect a
go through a length inspection process with the statecar or truck has been water damaged just walk away
motor vehicle bureau that is required for a vehicle withfrom the deal.
a salvaged title.