| With Britain experiencing what is reported to be the | | | | flood damage to property and contents. Worse still; the |
| wettest summer in 200 years, just how is this | | | | average claim ranged between £15-20,000, |
| affecting us as a country both financially and on a | | | | taking the smaller of the two amounts and multiplying it |
| personal level? | | | | by the number of claims gives us a figure of |
| Of course the odd day of rain is nothing and can be | | | | £129m and that it just an example of one |
| expected during a typical British summer. We face it | | | | company in one day. |
| with the typical stoic attitude that people have come to | | | | Regardless of whether you have experienced any |
| expect of us as a nation. However when a daily | | | | flooding or not I would strongly advise all who read this |
| barrage is received for weeks on end this carefully | | | | article to check their policy documents to ensure |
| built façade begins to crumble and indeed | | | | damage caused by flooding is covered. If you are |
| collapse. This unfortunately is just the beginning | | | | unlucky enough to have no insurance policy in place I |
| because we face something much, much worse; | | | | recommend you seriously think about setting it up. It is |
| flooding. | | | | said you can't put a price on peace of mind and that |
| It can be said that with the exception of some areas | | | | saying is certainly true in this context. |
| where effective flood defences have been in place | | | | Of course most Insurers these days will cover you for |
| for many years, we as a country are completely ill | | | | this type of damage and you may have nothing to |
| prepared for this type of extreme meteorological | | | | worry about but it is always worth double checking. |
| condition. Indeed we experience much the same | | | | For those of you who may have already experienced |
| problem when faced with a snow shower or two. The | | | | flood damage, you will know how much of a |
| roads close, the airports shut and the country grinds to | | | | heartrending situation this can be. In the event of your |
| a halt. | | | | property flooding you need to contact your insurer as |
| With the onslaught of heavy rain showers, the rivers | | | | soon as possible and be sure to make use of 24 hour |
| have swollen, the drain system, overloaded by a level | | | | emergency help lines offered by many insurers. The |
| of water it was never designed for, has failed us and | | | | majority of house insurance policies will cover for |
| in many area's houses have been flooded causing | | | | alternative accommodation should you property |
| untold amounts of damage. From the information I | | | | become inhabitable and need repair. |
| have been able to peruse I have gathered some | | | | Remember; insurance policies are there to cover for |
| worrying facts; in just one day, one large home | | | | the eventuality they are taken out for, therefore do not |
| insurance company reported 8,600 claims relating to | | | | hesitate to use them should it prove necessary. |