| As a Texas insurance agent I found that many people | | | | information listed there for the claims process. You will |
| had questions about how to file a claim with the Texas | | | | also see some suggestion such as taking pictures of |
| Windstorm Insurance Association (TWIA) after | | | | the damage, taking action where possible to prevent |
| hurricane IKE. | | | | further damage, but not making and permanent repairs |
| I hope that you never have to make a claim for | | | | until instructed to do so by the assigned adjuster. |
| damages. In case you do need to report a TWIA claim | | | | - You have three options for reporting your claim. You |
| here are some suggestions: | | | | can call the agent that sold you the policy, you can |
| - When you get a TWIA policy review your coverage | | | | report the loss/claim directly to the TWIA at |
| and options before a disaster happens. Things to | | | | 800-788-8247, or you may get a claim form at: ; click |
| discuss with your agent include; do you have a high | | | | the "file a claim button", and then the "TWIA Loss |
| enough limit, are you happy with your deductable | | | | Notice Form Button"; fax the form to 512-899-4953. |
| selection, is your personal property (contents) covered, | | | | - Regardless of the method selected it is suggested to |
| have you selected the wind driven rain option, and | | | | get a copy of the claim form so you will know what |
| have you selected the replacement cost valuation | | | | information is needed to file your claim (it is very |
| option. Also your TWIA policy will not cover flood | | | | simple). |
| damages, do you have a separate policy for that? | | | | - You may want to print this article and put it with your |
| - In the event of a natural disaster your personal | | | | policy. |
| safety should be the most important consideration. Do | | | | As disclaimer this article is written by an independent |
| not endanger your safety to try and recover or | | | | agent and not a representative of the TWIA. Rules |
| protect property! | | | | and procedures may change so contact the TWIA for |
| - Go to the TWIA website and read the policyholder | | | | the most recent rules and polices. |
| section under the "File a Claim" tab. There is | | | | |