| Hurricanes indeed cause much damage and most of | | | | Insurance Company and therefore they were NOT |
| the damage is caused by flooding and yet flood | | | | made to pay on the claim. You see, most |
| damage is generally not covered under most home | | | | homeowner’s policies do not include flood |
| owners policies and this means many people are | | | | damages and some say really none of them do and |
| completely left SOL and it throws them into financial | | | | no insurance companies cover homes for flood |
| ruin. | | | | insurance. |
| There was a case that went all the way to the | | | | Now there are State Plans or government plans you |
| Supreme Court because an Insurance Company | | | | can participate in that cover flood damage, but this is |
| would not pay for flood damage caused during a | | | | not in all places of our nation. You need to protect your |
| Hurricane, even though the Home Owners Insurance | | | | property with proper drainage. |
| had a clause that it would pay for wind driven rain | | | | What can you do to better protect your property from |
| damage. The homeowners in the class action lawsuit | | | | flooding when a large Hurricane or super precipitous |
| said; | | | | Tropical Storm unloads many inches of rain during a |
| “Well a Hurricane is driven by wind and that is | | | | short time period? Well there are many things your |
| what caused the water to flood and therefore you | | | | landscaper can help you with, but in reality, once the |
| have to fix our homes and you cannot get out of | | | | water gets that high, there is little if anything you can |
| it!” | | | | do. Please consider all this in 2006. |
| The Supreme Court disagreed and sided with the | | | | |