| If you live in hurricane territory you probably already | | | | Damage to your car from a hurricane could be |
| know how to keep yourself, your loved ones, and your | | | | anything from body damage to flood damage which |
| property as safe as possible during a hurricane. You | | | | could mean that you cannot drive it. Hopefully, you |
| also probably know how to prepare for a hurricane | | | | have towing on your insurance policy because you will |
| such as storm-proofing your home and your garage or | | | | most likely need to call a tow company to take your |
| wherever you park your vehicles and also your vehicle | | | | car to a reliable car repair shop. If you don't know |
| that you will need if you have to evacuate. You know | | | | where to have it repaired your insurance |
| about keeping emergency kits in your home and car, | | | | representative will usually give you a list to choose |
| along with enough food, water and especially | | | | from for the repairs. There is the chance that your car |
| necessary medicines for a week in case you're | | | | has been totaled and in that case your insurance |
| stranded in your home. | | | | company may provide you with a replacement vehicle |
| One of the most important things to do is to have all | | | | if you have that option on your policy. Living in a |
| your important documents in a water-proof safe or | | | | hurricane territory this type of coverage should be a |
| something handy that you can just grab on your way | | | | must along with comprehensive and towing. |
| out of your home if evacuating. These documents | | | | If your home or property was damaged by the |
| should include birth certificates, health information and | | | | hurricane you should call your homeowner's insurance |
| also all of your insurance policies including your car | | | | company, again with your policy in front of you so you |
| insurance policy and your homeowner's insurance | | | | know what you're covered for. Along with your policy, |
| policy and also any health insurance documents you | | | | you should have an itemized list of what was in your |
| may need. These documents should be as handy as | | | | home. It is a good idea to have pictures of any |
| your emergency kit so that if you have to evacuate | | | | expensive or antique pieces of furniture for |
| you will have all the necessary policy numbers and the | | | | replacement purposes. As with your car, an adjustor |
| types of coverage you have on your car and your | | | | will be assigned to make an estimate of the damage |
| home just in case the storm demolishes everything. | | | | so that repairs can be started as soon as possible. |
| After the storm has subsided and you are safe then it | | | | Hopefully, living in hurricane territory has made you |
| is the time to think about damage to your car, home or | | | | someone that thinks ahead and takes everything into |
| other property. If your car was damaged now is the | | | | consideration when preparing for any disaster that |
| time to make your claim to your auto insurance | | | | may come your way. It is always better to be |
| company. Before you make the telephone call make | | | | over-prepared than not having anything ready when a |
| sure you have your car insurance policy handy along | | | | storm comes your way. |
| with your estimate of the damages to your vehicle. | | | | |