| Most buildings and contents policies can provide up to | | | | of you house will however take some time perhaps |
| 25,000 pounds of cover plus arranging alternative | | | | even months after a serious flood. This process must |
| accommodation in the event of flood damage. Within | | | | be completed before any the repair work can be done |
| 24 hours of you contacting your home insurance | | | | on your property. |
| provider and making a claim a loss adjuster will visit | | | | The repairs and reconstruction work will be conducted |
| your home or property and assess the situation. When | | | | by a building contractor, who will employ builders who |
| the loss adjuster has finished their assessment on your | | | | that meet a very high quality standard of workmanship. |
| property they will put together a timetable outlining | | | | All repair work should be guaranteed and therefore |
| what requirements and actions will need to be done in | | | | offers peace of mind should any other issues arise in |
| order to restore your property. | | | | the future to your home. Restoration and repair work |
| Most home insurance companies will start cleaning and | | | | on your home could include re-plastering or a new |
| stripping out your property. They will probably employ | | | | fitted kitchen if necessary. |
| a specialist cleaning company to do this called a | | | | It all depends on the degree of damage that the flood |
| disaster restoration company. They will remove silt and | | | | has caused to your property but you could be back in |
| debris left by the flood and clean all affected areas. | | | | your property in just a few weeks after the flood if |
| Plus check electricity supplies, appliances and gas. | | | | you have a home insurance policy. So is it a good idea |
| Then they will remove any damaged and wet fittings | | | | to have a home insurance policy in order to protect |
| and home furnishing as well as any damaged | | | | your property in the event of flood damage? If not it |
| woodwork or plaster. When they have finished | | | | could cost you a small fortune with the costs of the |
| cleaning and stripping out your property they will then | | | | repair work and cleaning process. |
| disinfect all affected areas of your home. The drying | | | | |