| As a Houston, Texas Farmers insurance agent I | | | | worry about when a big storm is in the news. |
| frequently get questions about flood insurance. Here | | | | 8) Flood insurance is generally inexpensive. Listed |
| are eight reasons to consider getting flood insurance: | | | | below is a chart for consumers that qualify for the |
| 1) Your homeowner's insurance policy does not cover | | | | preferred residential program: |
| flood damage. One of the main reasons people get | | | | Contents Only |
| homeowners insurance is for protection against a loss | | | | $8,000 $61 per year |
| from fire. In Texas you are far more likely to have | | | | $20,000 $116 per year |
| flood damage than fire damage. Flood insurance is | | | | $40,000 $146 per year |
| valuable coverage for one of your most important | | | | $60,000 $166 per year |
| assets. | | | | $80,000 $181 per year |
| 2) Everyone lives in a flood zone. (According to the | | | | Home and Contents Combination |
| FEMA website.) In other words there is no such thing | | | | Building-Contents-Cost |
| as a home that can not be flooded. | | | | $20,000 $8,000 $112 per year |
| 3) Even an inch or two of water can cause very | | | | $50,000 $20,000 $180 per year |
| costly damage to your property. | | | | $100,000 $40,000 $233 per year |
| 4) Federal disaster assistance is normally a loan that | | | | $150,000 $60,000 $264 per year |
| you must pay back with interest. This is not a good | | | | $200,000 $100,000 $317 per year |
| substitute for insurance. | | | | Not everyone will qualify for the preferred rates. If you |
| 5) It is easy to get flood insurance. You can get a | | | | would like to get flood coverage consult with a good |
| quote and order a policy on the internet or by phone. | | | | insurance company and get details and a quote. |
| This often takes less than 15 minutes. | | | | Customers in Texas can get more information at my |
| 6) In the event of a flood disaster it is far better to be | | | | Texas flood insurance site. Or you are welcome to call |
| one of the people with flood coverage! | | | | my office at 281-537-2700. |
| 7) With this insurance your family will have less to | | | | |