| Many homeowners still do not know the distinction | | | | However, insurance companies have their own distinct |
| between flood damage and water damage. Because | | | | definition of flooding. Flooding, for an insurance |
| of this, they get all their insurance claims messed up | | | | company, can only occur if the water that is entering |
| and this eventually may lead to claims being rejected | | | | the house comes from the overflowing of a natural |
| or undervalued. This article will discuss briefly the | | | | body of water such as a lake or a river. It is therefore |
| distinction between flood damage and water damage | | | | important to understand this in order to make the |
| and will further give out the basics on the insurances | | | | proper insurance claim. Homeowners' Insurance |
| that cover them. | | | | Policies does not cover damages caused by floods. |
| Flood damage is caused by flooding while water | | | | Flood insurance can be purchased from the Federal |
| damage is caused by water that enters or fills the | | | | government only if the community takes part in the |
| house. Most homeowners think that their homes are | | | | National Flood Insurance Program. |
| flooded just because it is filled up by 6 inches of water. | | | | |