| After the last few years the United States has faced | | | | it can be expensive. If your house is located in a low |
| some major storms. While everyone saw the | | | | risk zone the cost is very affordable and well worth it. |
| damages from hurricane Katrina, not as many see | | | | Flood insurance is provided by the Federal Emergency |
| what happens in other states as these storms move | | | | Management Agency and sold through local insurance |
| north. To make matters worse, with the increased | | | | agents. |
| construction of new houses in the last ten years | | | | If you are considering taking out flood insurance you |
| surface water has less room to run. Just a few inches | | | | need to know that there is a 30 day waiting period for |
| of water can cause tens or hundreds of thousands of | | | | new policies. That means that from the day you start |
| dollars worth of damage. | | | | the policy there is 30 days before the coverage starts. |
| An important thing to know about your homeowners | | | | This is to keep people from taking a policy when they |
| insurance policy is that it will not cover flooding. | | | | see a storm coming on the weather channel. This is |
| Flooding, also known as surface water can come | | | | one more reason why it is so important to start your |
| from a storm or local body of water. Over one | | | | policy now. For more information on flood insurance or |
| quarter of all flood claims occur in low risk areas. If | | | | to get a quote, call the National Flood agency: (610) |
| your house is in a high risk zone the mortgage | | | | 532-2800. |
| company can require you to carry flood insurance and | | | | |