Your Money or Your Life: How to Keep Both

You can't afford to get sick!those little irritations that turn into major headaches.
Benjamin Franklin said, "Early to bed, early to rise,Don't wait until the gas tank reads "E" - fill up at 1/4 full.
makes a man healthy, wealthy, and wise." ConsideringSchedule a morning to sleep in, with nothing else to do
healthcare and prescription drug costs, you have to beuntil noon. Don't try to make a 3:30 pm dental
healthy to be wealthy! Think about this: Even if youappointment for little Sally when she gets out of school
only made minimum wage, the cost for losing fiveat 3:15 pm. Build in some wiggle room. Give yourself
days of work due to unpaid sick leave is over $260.time to breathe.
According to a 2006 report, the average cost for an4. Boost your brain power: People who keep their
emergency room visit is $560, and that's before aminds sharp take better care of themselves. A study
single prescription is written or the first test is run.of 678 elderly nuns shows that those with the highest
Check into a hospital and you'll shell out on an averageeducational and intellectual life suffer the least
of $5,226 - a day! Even with insurance, the co-payssymptoms of Alzheimer's. Good concentration and
and deductibles are enough to make you nauseous.focus enable people to react faster, make better
So what's a frugal person to do? Here are some ofchoices and feel better about themselves. Do a
the best tried and true tips for staying healthy, evencrossword puzzle. Learn a new language. Calculate
when those around you fall ill:your gas mileage in your head.
1. Stay hydrated: Your body needs water to function5. Reduce your exposure to toxins: Sick Building
optimally. Water carries waste out of your system. ItSyndrome, air pollution, water pollution, pesticides -the
brings needed nutrients and chemicals to every cell. Itlist of chemicals that assault us goes on and on. Many
provides lubrication for your joints and digestive tract.common household products contain alcohol, ammonia,
As a matter of fact, there are over 50 reasons whybleach, formaldehyde, and lye. These substances can
your body needs water! Dehydration can play a part incause nausea, vomiting, inflammation and burning of
many illnesses like headaches, fatigue, high cholesterol,the eyes, nose, throat, and respiratory system, and are
obesity, high blood pressure, and arthritis. Did you knowlinked with neurological, liver and kidney damage,
you can even avoid catching a cold from re-circulatedblindness, asthma, and cancer. Repeated exposure
airplane air by keeping your nasal tissues moist?can severely reduce your immune function. EPA
Inhaling a light mist every few hours keeps the delicatestudies of human exposure to air pollutants indicate
membranes from drying out and cracking which allowsthat indoor air levels of many pollutants may be 2-5
easier entrance for airborne viruses.times, and occasionally, more than 100 times higher
2. Get off your duff: You've heard it before but itthan outdoor levels. Cleaning products and other
bears mentioning again: Exercise makes you healthier.household products are among the many culprits. New
There's no getting around it. Exercise improves energy,"green" products that are both safe for humans and
boosts immune function, improves sleep, increasesenvironmentally-safe are much better alternatives for
good cholesterol, lowers blood pressure, reduces thecleaning and disinfecting. Many essential oils are more
risk of diabetes, improves concentration, not to mentioneffective than their synthetic counterparts at cleaning
contributing to weight loss! One doctor commented,and healing but don't have big advertising budgets like
"There is no drug in current or prospective use thatsome of the more profitable, "patentable" products.
holds as much promise for sustained health as aCleaning with vinegar and baking soda is also safe,
lifetime of physical exercise". Eighty percent of thecheap, and effective!
health problems once associated with aging are now6. Eat real food: Don't eat fake food. I'm not talking
thought to be preventable or at least able to beabout plastic fruit or rubber chickens. The
postponed if a person stays fit. A 30-minute walksupermarkets are filled with "pseudo-food": Twinkies,
most days of the week is enough to boost yourCool-Whip, Snapple, Cheez-Puffs, Cheez-Its,
longevity by 29% and reduce your health costs by anCheez-Whiz, artificially-flavored, artificially-sweetened,
average of 24% over your sedentary neighbor.fortified, enriched, nutritionally-empty non-food. Cut
3. Build in some margin: Take it easy on yourself. Restdown on the stuff that is boxed, bagged, or canned
is equally as important as exercise for maintaining aand go for food you can actually see. That way you
healthy body and mind. Over two-thirds of doctor'sat least have a shot at consuming a vitamin or two.
office visits are for stress-related illness. StressYou can see from these tips that health doesn't cost
contributes to 50% of all illnesses in the U.S., includingmuch while illness can be quite expensive. If you really
the number one killer of Americans, heart disease.want to stretch a dollar, the proverbial "Apple a day" is
Building in margin means leaving some room arounda good way to start. To be healthy and wealthy, be
the edges. Don't over-schedule yourself or your family.wise.
Make sure you have some down time, some room for